Archive for the ‘Life’ Category

I forgot I had this….

July 29, 2008

I am taking a break from real life… or it may be better to state that I am enjoying life instead of just moving though and watching it take place around me.

I will at some point get back to this, and with a new direction as I begin to rediscovery how much I enjoy… not one thing but everything again.

Networth Update

April 6, 2008

I have been busy the last few weeks, as you can see had a slight increase mostly from tax returns and extra $1,000 from for being deployed over 12 months.

I invested a little bit into the Visa IPO to test to the waters, plan on holding on to it long term and perhaps putting some more money into it down the road.

Right now I will be leaving GA when I get back to head to KS, with some trips up and down the east coast in between with stops in SC, VA and NY. I am excited about moving but at the same time a bit worried. Was reading some articles in a Kansas paper and for what I though was a somewhat conservative but progressive state some of the stuff like abortion and other issues seem like they came out of the 50’s or 60’s. I am most likely just reacting to some minor but vocal group, I have no problem with religion but when people stay talking about God this and that and laws and stuff, I just sit back and wonder if they ever took a basic class in school on civics or even understand anything about the history of their own government.

I plan to rent and will be buying some furniture and other things. Right now it looks like I will have $18,000 to spend; I have $15,000 put aside already. Now many will be like wtf, your wasting money but I plan to buy some things which will last; instead of buying and replacing items every three years. Now, I move often so I will have to pay for replacement insurance and pay much more attention to movers, but going to buy quality cooking pots and pans and knives etc.

I also plan to take a more serious look at blogging when I get back, perhaps own domain and use it for more then just updating on money which is what I have been doing over the last year while I was deployed and started this.

DEC Networth

January 15, 2008

dec-networth.jpeg

Big improvement from when I started this earlier in the year. No change on a few items as I wait for data to be updated.

Financial Goals for 2008

-Fully fund my Roth IRA (75% complete)

-Fully fund my TSP (1/12 complete)

-Start saving money for future condo/house (0%)

-Continue to fund my taxable accounts and take a good look into DRIPS (1/12 complete)

NOV NETWORTH at New Years

January 1, 2008

NOV NETWORTH

Well, I was able to put away just a tad more, which will disappear tomorrow when I start funding my Roth IRA. I realize this is the NOV networth but I am always a month and half behind on posting these. Looking back on the year, I did not do too bad. I missed fully funding my TSP, but I will put in $15,500 this upcoming year even though I could put in $45k since I am deployed, but I lack the money;)

I plan to fully fund my Roth and TSP this year, and get an taxable mutual fund to get more international exposure.

I have to start looking for housing when I get back to the states. I did not accept the bonus $30k for three years, instead getting a changing my job from combat arms into a specialty area of being a Comptroller. It just so happens Comptroller and the Finance Branch are merging in 2008, so I will end the year being a Finance Manager. In the military, its a bit different then civilian world, but its basically still a job of budgeting and funding. A new world of options have opened for me with this, and when I retire in 14 years (plan on 20, as long as I am having fun) I will have a much better leg up in the civilian world vs combat arms (basically leadership / management of a larger group).

My SDP (Saving Deposit Program) is building up quite nicely on that 10% interest rate. I plan to throw it into the FNBO account at 5.05% when i get back and use the funds to buy furniture and household goods.

No resolutions, I prefer to make changes when I realize I need to make a change. Its was a good year, I have some very fond memories, even though I spent the majority of the year in Iraq.

SEPT Networth

October 26, 2007

SEPT_NETWORTH

Well I have finally gotten around to updating this, no longer have access at work, so takes a bit more work. I still have a little bit of credit card debt and some fire insurance on a property listed because the payment from checking has not posted yet, but they are paid. I finally after months got access to the HSBC account and transfered the money over, logged in the next day and had $17.26 in interest that was added after I had transfered the funds, so in the process of moving the interest then I will be closing the account. Putting money into the FNBO account but those transfers have not posted. While on leave I was given a chance to pick up some land for next to nothing, since it was in the family. I initially did not plan to list property since I cannot turn it into cash overnight, but since it is equity, I have decided to go ahead and list it at what its assessed value according to the 2007 property assessment. I was unsure how to put a price on the land and houses otherwise, figured this was the most straight forward. I am not looking to inflate my  net worth just see and track my slow improvement.

August Networth

September 25, 2007

AUG Networth

Ok, a bit late updating this, I was back in the states much like my last post was typed a month ago but just now got posted.

I took on some credit card debt while I was on leave in the states, mostly having to buy some clothing since everything I had was in storage in GA, and airline tickets.

I still have no access to the HSBC account, I had planned to get that fixed while in the states but never did. I will recontact them again this week. I will also have to contact FNBO, I have forgotten some information I need to access that account so in both cases I have interest that is not reflected.

I have maxed the SDP account, so now I will sit back and watch the interest grow in that account. I now have $740 dollars a month that is a budget surplus. I will pay off the credit card bill first, followed by increasing my TSP contribution along with allocating money into a fund for future vacations, since I have been asked quite nicely to go to Alaska when I get back to the US after this deployment.

I hate it when sweat drips from my chin just for walking

September 25, 2007

I swear sometimes I wonder if I should be paying someone for a sauna treatment, just without the humidity.

 I grabbed some San Benedetto, green tea and chugged one down, threw the other in the refrigerator.  I wish these Italian teas were sold in stores in the United States, instead of importing it from some mail order on-line site.  Maybe its just the real sugar, it makes the taste much more crisp and clean unlike the frustose syrup that is used in the US.

I ordered a new account with FNBO, which is offering an better rate then HSBC and I already have access to the account, something I still do not have with HSBC.

Almost finished the BBC Earth series, recently started reading the book, The Well-Educated Mind. Its mostly common sense, explains how to read and absorb information you read.  I have noticed that as I have gotten more specialized, I have frogetton so many basic things I used to know.

Disconnect between civilian and military circles

August 1, 2007

I saw an write up on the article, then did a Google search and read it myself.  It’s my belief that an examination of the issues addressed by Kristin Henderson’s “Their War” is instead of the more common “head in the sand” approach is needed.

Another Weekend

July 28, 2007

Some days you have your highpoint, today seems to have come down to a lull.

I will be going home for R&R here at the end of August. I was only at my new duty station for four weeks prior to going over here for this deployment so all my household goods are in government storage other then a bag of clothing in the truck of my car which is also in storage. I realized I am going home with just the uniform on my back to wear. I will have to go online and shop for some clothing, this is something I wanted to put off till later but I figure I can get four combo’s and wear that for 18 days. I will order some stuff online tomorrow and the next day and have it dropped off at my parents house in the states since I swing by and visit them. I think I will go get a rental car and just go up into the mountains and enjoy “green”. Been looking online at cabins for rent. Its a mental jump because you go so long without any sense of color then all the sudden you see grass and go “wow”!

Started to read Neal Stephenson’s “Cryptonomicon” based on a recommendation, I will most likely read some of it here in an hour, but right now I am listening to some relaxing music by Jack Johnson and drinking a Granini Banana puree drink (wish they sold these in the states somewhere I lived).

Magazines in the mail

July 20, 2007

I was surprised when I recieved some forwarded mail yesterday. It was a Men’s Journal magazine with my name on the mailing label.  I am rather sure I have not signed up for a magazine subscription by opting in somewhere online, like they always asked me when I used to go to Best Buy. So where did this magazine come from? Nice person gave me a subscription, technical error, or will I suddenly see a charge to my credit card or a bill in the mail for the magazine. Otherwise, its a rather decent read, considering I sometimes read the labels on hand sanitizer. I did do this after I read about a child that got drunk eating the stuff;)

I also got in my order from Amazon for the Planet Earth series from the BBC, I will start watching it tonight. Watching Battlestar Galactica is getting annoying… never watched it on TV just the ripped versions  over here.  It has four shows grip you and make you want to see what happens next then all the sudden you get one or two shows that serve no purpose. That seems to be a recurring example the series sets.

Watched the movie Layer Cake yesterday, its a British film and rather good, this one I will most likely buy on DVD.